Power on the most advanced credit decisioning

The iQ Decision Engine (iQDE) is a cloud-based platform that automates lending and risk decisions with real-time results. No coding, simple integration, scalable, and safe – with the data sources lenders want.

Why iQ

Do more than keep up – stay ahead when lending online

Whether online lending is the next step for your business or already a big part of it, we'll help you deliver faster credit decisions and a seamless customer experience. We built a best-in-class decision engine that's fully customizable. There’s no limit to how much your business can grow.

Learn more

Supercharge your credit decisioning with iQ Scores

Simplify your lending operation with the use of our cutting-edge scoring models. iQ Scores help you understand your risk, reduce fraud, and precisely target the right customers.

iQ Risk ScoresTM

Evaluate risk potential so you get the most lucrative customer relationships

iQ Fraud ScoresTM

Detect and prevent fraud before it happens with dynamic behavioral analytics

iQ Marketing ScoresTM

Identify the best leads for your products based on your criteria and business goals

Integrated with leading credit providers

  • TransUnion
  • Experian
  • Clarity
  • Microbilt
  • Decision Logic
  • LexisNexis
  • CoreLogic
  • Teletrack
  • Factor Trust

Automating risk and fraud scoring on a flexible and scalable software platform.

Download our product brochure

Get in touch

We'd love to show you a demo